IRDAI urges companies to formulate strategies to make insurance affordable, ET HealthWorld

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New Delhi: Insurance The Indian Regulatory and Development Authority (IRDA) has urged Companies Developing a strategy for the offering affordable Insurance Products India aims to achieve “insurance for all” by 2047, reports the Times of India.

This initiative has been taken in response to the high level violence. Premium Due to huge discounts in health insurance many senior citizens are opting out of it due to affordability issues.

Insurance councils held an “Insurance for All” vision meeting in Mumbai on Friday and Saturday, setting the stage for the 2047 insurance target. The meeting focused primarily on defining the “Insurance for All” concept and creating mechanisms to measure and monitor progress.

One proposal discussed at the meeting included increasing the diversity of providers to offer a wider range of insurance products, which would boost competition and lower prices. Another suggestion was to broaden distribution channels to make insurance more accessible, especially in underserved areas.

Companies proposed to take advantage of the proposed Insuretech To streamline operations, reduce administrative costs and increase efficiency. He suggested that these savings could be passed on to consumers in the form of lower premiums.

Participants stressed that this policy needs to be strengthened. State Insurance Scheme This is important to make insurance more affordable.

,(With TOI inputs)

  • Published on Aug 26, 2024 02:12 PM IST

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